Special Report - SELL YOUR HOME WITHIN 2 Weeks!   Trying to sell your home can be a nightmare! But, after reading this Special Report, you may very well have a qualified buyer who can close within 2 weeks... us! We are Bay Area Home Buyers and we are constantly looking for and buying houses like yours from other folks in your area. We are well-qualified to buy your home, and very interested in doing just that. As you read this report, you’ll get a good general idea of how we might be able to help you and get answers to questions you might have. People who have never tried to sell a home themselves just don’t seem to understand all that’s involved: the details, the time, and the waiting for something to happen. If you currently live in your house, you must put up with having strangers walking through your bedroom. Strangers that feel obligated to pick apart the most trivial features of your interior decorating tastes. People who smile and nod and act serious, but never call back. If your house is rented out to a tenant, you have to worry about what your tenant is doing to scare off potential buyers. Has your tenant bothered to clean up the house prior to an open house or showing? How many agents have not shown your house because your tenant hasn’t called them back, or how many have not shown the house simply because they have had bad experiences in the past showing tenant-occupied houses? If your house is vacant, you might worry about vandalism, or how to maintain a property while devoting as little time to it as possible. It can be a much bigger hassle than you ever thought possible... in fact, it can easily turn into a nightmare! We are not a real estate agency, but we know what property owners go through when they try to sell their home. You may still be in the "thinking about it" stage. Maybe you’ve already tried listing your house with an agent... maybe you haven’t decided you’re ready to go that route yet. There are various alternatives you should consider. Listing your house with a realtor: Sometimes it can be a good idea to list your home with a realtor, but sometimes it can be a lot of trouble that you may not want to deal with. For people who want to go this route, it is advisable to interview at least a couple realtors. If you find one you like, sign a listing for 2 months or less, just in case you decide you would rather work with someone else. A couple of realtors will advise you to replace old roofs, repair questionable plumbing, electrical and HVAC systems, install modern appliances, and paint the interior and exterior of the house, then throw in new carpeting. If your kitchen and bath are outdated, you might be advised to spruce those up. You will probably be asked to hire a landscaper to maintain the yard. It is also advisable to repair any windows and doors that stick, replace broken glass, strap water heaters, install smoke detectors, etc. A listing real estate agent is also wise to advise you to hire a pest control inspector to inspect your house. When the inspector gives a list of work to be done, you will be advised to hire someone to do it. Once you have done all this work, your house will be listed, and it will be time to wait for a buyer to come along. In most cases, your buyer will hire their own inspector who will come up with another list of work to do on the house. Chances are, your buyer will ask you to make these repairs before allowing the sale to close. Sometimes you may find a buyer quickly, and other times it may take some time, and require reducing the price of the house. Once you contract with a buyer, it’s a gamble as to whether or not they will be able to get the loan for which they applied. It often can take 30-60 days of waiting before you find out if your buyer can get a loan. And if they can’t, it’s time to start over again. There are many obstacles that can appear that prevent them from getting their loan, including hidden credit problems, sudden job changes and down payment problems. Statistically speaking, if your first buyer cannot qualify, you will most likely have to settle for a lower price than before, because your listing will be that much older, and that much less exciting for potential buyers. We purchase many homes that are listed by realtors, and it is often the case that a house in less-than-perfect condition has been listed for a while, has not sold, and had some big price reductions. I am always sorry that those owners did not know us, or contact us directly, because if they had, we could have saved them months of grief, lost opportunity and holding costs, as well as the cost of real estate commissions. We work with a lot of realtors, and if you already have an agreement with one, we would be happy to work with them, or you can always call us before or after you list with a realtor. This is all good advice, and your time and efforts can pay off if you are willing to spend the time and trouble to do all of this work. If not, what are your other options? Sell It Yourself (For Sale by Owner): Under this scenario, you go out and buy a sign, you make up some brochures, maybe try an ad in the newspaper, hold some open houses, and you wait to see what happens. Sometimes owners sell their home this way. But even if they do, sometimes they are still required to make certain improvements that they would have had to perform if they sold their house with a realtor. Did you know that most commercial lenders (most always with FHA & VA) require pest control clearance before they will agree to give your buyer a loan? It’s true. Other times, it may take months to realize that selling the house yourself may not work, and that it’s time to try something else. Many real estate agents routinely call "For Sale by Owner" properties. It’s a good way for real estate agents to get listings. Selling to Bay Area Home Buyers: If you call us and give us the facts, we’ll give you a quick answer as to what we can do for you. We can purchase properties as-is for all cash, without complications, in 2 weeks or less! You can relieve yourself of a financial and personal burden in a very short time period. Here are some of the advantages of selling your property to Bay Area Home Buyers, as opposed to other methods of selling real estate: There will be no real estate agents to hire or to pay a 6% commission. We will give you a clean-all cash-offer with no financing contingencies, no surprises, and we will cover all closing costs, financing costs, etc. Closing can occur within 2 weeks. I will do my own inspection and will perform any necessary work on my own after closing. I will not require you to do any work on the property. If you sell directly to me, all the paperwork can be handled from where you are! We do not ask you to evict the tenant in order to buy the house. Real estate is an asset that can be liquidated easily as long as you have the right buyer! We are a rare buyer who will not ask you to deal with any of these matters. Here is What You Can Expect When You Call Bay Area Home Buyers:   Step 1. When you call me and tell me you are thinking about selling, I will ask some basic questions, and talk to you about the property. Seller's Questionnaire   Step 2. I will make an appointment to see the property, or just drive by the property in case it is rented.   Step 3. I will call you back with any other questions, if necessary.   Step 4. I will research recent comparable sales in the area.   Step 5. I will develop an offer, and discuss it with you. If our price is acceptable to you, I write up a formal purchase contract and Federal Express it to you.   Step 6. We open escrow with a bonafide title company (I work with Fidelity National Title Insurance Company), and bring them deposit funds.   Step 7. We make an appointment to see the inside of the property (if the property is vacant, we will have already seen the property by this time). Unless we see anything that requires further inspection (i.e. potential foundation problems, etc.) one speedy inspection of approximately 20 minutes is all we will need.   Step 8. I send you any other paperwork (i.e. disclosure forms) that you will need to fill out.   Step 9. Fidelity National Title Insurance Company makes arrangements with you directly for a convenient location to sign all the paperwork.   Step 10. Fidelity National Title Insurance Company will give (or mail or wire transfer) transaction proceeds directly to you!   Different Types of Buying Programs: Cash Transaction: This is the most simple transaction whereby we supply funds through our own sources, and are not bothered by the rigorous standards that commercial banks can dictate. There are many properties out there that banks refuse to lend on, but we can still purchase because we don’t have to answer to them. There are no financing contingencies because we supply our own financing. And yes, if you request proof of funds prior to commencement of escrow, we are only too happy to provide it. Seller Financing: If you have owned your property for many years and have had significant appreciation, but don’t want to pay all those taxes in one year, you may want to consider an installment sale. This simply means that you sell the property to Bay Area Home Buyers, and you become the bank and receive monthly payments for principal and interest from us. This can provide you a secured and steady monthly income for a long time. You can spread your gain out over a number of years, rather than to have it taxed all in one tax year (please consult with your tax advisor on this matter). Also, we typically pay an interest rate that is equivalent to what banks charge their borrowers, so you will receive a very favorable return. There is a good chance that if you sell your house under this option, you will receive a monthly payment from us that is higher than the rent you receive now and without all the troubles and expenses of ownership. Wrap-Around Financing: This is another form of Seller Financing. Even if you don’t own your home free-and-clear, it is possible to use an existing loan to create a "wrap-around mortgage" to capture some of the benefits we described under Seller Financing. Also commonly referred to as an "All Inclusive Trust Deed," this is another credit sale security device that is used by carryback sellers to provide their buyer in financing a sale. For a buyer, the All-Inclusive Trust Deed (AITD) is the entire amount of financing agreed to, and the amount of the AITD includes the existing underlying loan. The buyer makes monthly AITD payments to the seller, and the seller, in turn, makes payments to the underlying lender. This option can provide a seller and buyer the same tax advantages of Seller Financing, but in a slightly different form. Loan Assumption: There are existing loans on many properties that are assumable by a new buyer. This is another financing option that is helpful to explore if it is feasible. Subject To: This occurs when there is an existing loan on a property, and the buyer takes title "subject to" the existing loan, whereby the title is transferred and any existing loan obligation stays on the property in the previous party’s name. Depending on a seller’s situation, this is an alternative that can be helpful to use, especially when the loan is equal to the market value of the house. How do I pick which purchasing option to use? If you request it, we typically give you two options: one for a straight-out cash purchase and another involving one of the forms of owner-financing. Our purchase prices are typically higher for seller-financed sales, rather than cash sales. That is because we typically hold seller-financed properties for longer periods and keep them as rentals. We usually repair properties purchased for all cash and resell them in a short period of time. Even if you do not think that there is much equity in your house, contact us and we can talk about options for you. ONCE YOU SELL YOUR HOUSE, YOU CAN GET ON WITH YOUR LIFE! For everyone, there comes a time to move on. Is it time for you to sell your house, and get on with the business of living life? Sometimes the reasons people sell their homes are great ones: a new job, a transfer, a new baby, the need for a bigger house, or just moving out of the area. People sell homes for various reasons. Maybe their tenant trashed their house, or maybe they’re just tired of making double house payments. Maybe it’s a death, foreclosure, bankruptcy or divorce. Some landlords wake up one day and find out that they’re sick of having an investment that requires their thought, attention, and worries. They would rather invest in something that does not require so much effort. Perhaps you want to build. You’re tired of the same old neighborhood... you need something bigger or something smaller. Maybe it’s a birth, or you could have won the lottery. Thinking about selling can quickly become wanting to sell... and it’s amazing how fast "want to" can become "have to." Whatever the reason, it’s smart to study your options before proceeding. Whatever the reason for selling, whether it’s happy or unhappy, selling an unwanted house signals a time to move on, and it can feel like a heavy weight is lifted off your shoulders when the closing date has passed. By selling to Bay Area Home Buyers, you can get relief from any financial and personal worries all within 2 weeks! Call us, and we’ll tell you within a few minutes if we can be of service to you. We look forward to the opportunity. Toll Free (800) 265-4089 E-mail Us: buyers@bayareahomebuyers.com